The 14 Cars With the Lowest Insurance Rates

14. Buick Encore

The Buick Encore is a solid, middle of the road SUV that is gaining popularity for the same reasons it is a low insurance pick. First, it is one of the more affordable SUVs in its class, which means it is cheap to replace if it is totaled. Second, it has superior handling and an aerodynamic shape that make it easy to drive safely. The Buick Encore simply is not involved in a lot of car accidents, which is a factor that makes auto insurance companies slash prices.

In addition, Buick is a very safe automaker in general. This small SUV is a star when it comes to safety, with a five star rating in crash safety. Buicks also tend to be chosen by older drivers, which contributes to a low insurance cost. If you are looking for style, safety, handling, and affordability, the Encore has it all.