The 14 Cars With the Lowest Insurance Rates

Photo by FCA: Corporate

5. Chrysler Town & Country Minivan

While it may not be sporty, the Chrysler Town & Country minivan costs an average of $1,140 for insurance, around a third of some sedans. In addition to all of the passenger and storage space a person could want, this van is comparatively safe. Safety is always a major consideration for auto insurance companies when setting rates.

However, there is one additional reason that the Town & Country is incredibly inexpensive to insure: it is cheap to fix. Because of the way the exterior is put together, most dents can be easily removed, or a new panel popped on as a replacement. In the event of a minor accident, which is far more likely than a major one, insurance companies will be left with a small bill. In fact, repair costs may not even exceed the driver’s deductible.