The 14 Cars With the Lowest Insurance Rates

Photo by Matus Kalisky

7. Subaru Outback

The Subaru Outback is a favorite among outdoors enthusiasts because it features the handling of a car with the features and space of a small SUV. It is a favorite among insurance companies for similar reasons. The Institute for Highway Safety has named Subaru’s entire product line a “top safety pick.” No other car manufacturer can boast such safety, which insurance companies love.

One other factor in the Subaru’s lower insurance rates is its popularity among outdoorsy types, middle aged professionals, and other groups who are generally a low collision risk. A Subaru driver likely buys it for space and handling, rather than speed or off-roading ability. These people are far less likely to get in accidents, so the Subaru is considered a good insurance risk.