The 14 Cars With the Lowest Insurance Rates

Photo by FCA: Corporate

8. Dodge Journey

The Dodge Journey Crossover SUV has one key reason that has epically low insurance rates: it is affordably priced. When a car is cheap to repair and cheap to replace, it will naturally be cheap to insure. In addition, the Dodge Journey is not particularly sporty or high-powered. It is a solid family car, but not anything that you would use for extreme driving. This makes it a low accident risk as well.

In general, anything with a third row will cost less to insure because it is highly likely to be a family car. People drive carefully when they are transporting children and other loved ones; auto insurance companies take this into consideration when setting their insurance premiums.